Welcome to my blog. I’m glad you’re here. Get notified by email when I write something new on The Mortgage Reports. Click here for free email alerts or subscribe to the RSS feed in your browser. The company behind the popular FICO scoring model published a “What If?” series for common, specific credit missteps. Measure [...]
Welcome to my blog. I’m glad you’re here. Get notified by email when I write something new on The Mortgage Reports. Click here for free email alerts or subscribe to the RSS feed in your browser. For certain members of the government, and qualified military personnel, the clock is ticking on the 2010 federal home [...]
Housing boom and meltdown – Is tax credit helping the meltdown? During the housing boom, I was living in California and working in a software firm. I used to wonder how people that have similar income like me could afford half a million dollar house but I never investigated. I had a brief consulting work [...]
Save Your Credit Score and Save Your Mortgage Application From The Big Fat Declined Stamp “I’m sorry ma’am, but your application has been denied. But if there is anything else we can do to help, we’d be happy to take a look at it for you and see what we can do to help!” Yeah, [...]
How Your Credit Score Can Affect a Mortgage Application If you’re applying for a new mortgage, there are many factors you need to consider – among them, how your credit score may affect the amount you’re able to borrow. Many people are unaware of just how severely their credit score can impact their financial decisions, [...]
Don’t Let Bad Credit Stop You From Finding Good Mortgage Rates Bad credit will really make bad image of your credit standing. Creditors and lenders are very wary about consumers with a problematic credit history. And it’s difficult for them to forget your record any time soon. It’s easy for them to access information regarding [...]
Negative Credit But Require A Home loan ? Bad Credit Mortgage Bad credit mortgage loans are meant especially for the individuals that are suffering along with bad credit. Bad credit mortgages or sub-prime mortgages are becoming increased normal in today’s challenging credit environment and many of the mortgage lenders are now offering extremely competitive mortgage [...]
Home Mortgage Loan Guide – Home Loan Help for Bad Credit Borrowers Information in this article is not suggesting that all lenders or mortgage bankers are predatory lenders. There are “bad apples” in every profession. Information about an unpaid judgment against you can be reported for seven years or until the statute of limitations runs [...]
